Fintech

Codes and alertsyour customers trust

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Messages

Today

Acme Pay: 739204 is your code to confirm a €249.00 payment. It expires in 5 minutes. We will never ask you for it.

Text message

Details

AcmePay

Notifications

Block & report spam

Delete conversation

Reply STOP to unsubscribe from AcmePay.

Every message
a fintech sends.

SMS

Verification codes. At sign-in and at checkout, on any phone.

With the SMS API

SMS

Transaction alerts. Every card payment, the moment it happens.

How they get there

SMS

Account and security notices. New device, password changed, statement ready.

SMSWhatsApp

Payment reminders. Before the due date, with the link to pay.

RCS

Onboarding and KYC. A nudge to finish verifying, from a verified brand.

RCS

Product launches. New cards, savings and offers, only with consent.

How consent works

Each message,
on the channel that fits.

SMSCodes and alerts that reach every phone.

RCSVerified brand and rich cards for campaigns.

WhatsAppReminders your customers can answer.

Reminders that end
in a payment.

1
3 days beforeSMS
Acme Pay: Your €120.00 instalment is due on 12 Oct. Pay in one tap: inst.to/acme-pay
2
Due dateWhatsApp
Acme Pay: Hi Laura, today is the day for your €120.00 instalment. Pay now or reply to pick another date.
3
PaidSMS
Acme Pay: Payment received, thank you. Your next instalment is due on 12 Nov.

Reminders sent: 12,480
Delivered: 98.6%
Paid within 72 hours: 41%
Collected after the reminder: €618,000

Example: Acme Pay, instalments due in October.

All your tools.One view of every customer.

View all integrations

Iris, your AI agent
for fintech.

who hasn't finished KYC?draft the instalment remindertranslate it into Portuguesewhich sender for Mexico?only contacts with marketing consentbest hour to remind in Spain

delivery rate of codes this weekcards expiring next monthdraft a WhatsApp templatewhy did these codes fail?schedule the launch for Mondaywho opened the card offer?

It reaches every country. Codes and alerts worldwide, from one account.

It finds who to message. KYC pending, payment due, card expiring.

It writes the message. Short, clear and in your tone.

It knows the senders. Which sender ID is registered in each country.

Frequently
asked questions

Can I send verification codes from my own code?

Yes. The SMS API sends a code with a single request, and the delivery report reaches your webhook as soon as the carrier confirms it.

Do security alerts reach customers who opted out of marketing?

Yes. Saying no to offers and being suppressed are different states: a customer who opts out of promotions still gets service and security messages.

Which channel should I use for each message?

SMS for codes and alerts, because it reaches every phone with no app. RCS for campaigns with a verified brand and rich cards, and WhatsApp for reminders your customers can answer.

Can customers reply to an alert?

Yes, with two-way enabled. The reply reaches your webhook, so your system can freeze a card or move a payment date.

How is access to the account protected?

With two-factor authentication, roles per organisation and per project, and control over the apps connected to your account.

From the first code
to the last payment.

Start

Codes and alertsyour customers trust

Every message
a fintech sends.

Verification codes. At sign-in and at checkout, on any phone.

Transaction alerts. Every card payment, the moment it happens.

Account and security notices. New device, password changed, statement ready.

Payment reminders. Before the due date, with the link to pay.

Onboarding and KYC. A nudge to finish verifying, from a verified brand.

Product launches. New cards, savings and offers, only with consent.

Each message,
on the channel that fits.

Reminders that end
in a payment.

All your tools.One view of every customer.

Iris, your AI agent
for fintech.

It reaches every country. Codes and alerts worldwide, from one account.

It finds who to message. KYC pending, payment due, card expiring.

It writes the message. Short, clear and in your tone.

It knows the senders. Which sender ID is registered in each country.

It keeps service and marketing apart. Opting out of offers never blocks a security alert.

It works with your AI agent.

Frequently
asked questions

From the first code
to the last payment.

Codes and alertsyour customers trust

Every messagea fintech sends.

Verification codes. At sign-in and at checkout, on any phone.

Transaction alerts. Every card payment, the moment it happens.

Account and security notices. New device, password changed, statement ready.

Payment reminders. Before the due date, with the link to pay.

Onboarding and KYC. A nudge to finish verifying, from a verified brand.

Product launches. New cards, savings and offers, only with consent.

Each message,on the channel that fits.

Reminders that endin a payment.

All your tools.One view of every customer.

Iris, your AI agentfor fintech.

It reaches every country. Codes and alerts worldwide, from one account.

It finds who to message. KYC pending, payment due, card expiring.

It writes the message. Short, clear and in your tone.

It knows the senders. Which sender ID is registered in each country.

It keeps service and marketing apart. Opting out of offers never blocks a security alert.

It works with your AI agent.

Frequentlyasked questions

From the first codeto the last payment.

Every message
a fintech sends.

Each message,
on the channel that fits.

Reminders that end
in a payment.

Iris, your AI agent
for fintech.

Frequently
asked questions

From the first code
to the last payment.